Thomas Beauchemin | Manchester NH Listings Real Estate, Bedford NH Listings Real Estate


This Single-Family in New Boston, NH recently sold for $365,000. This Colonial style home was sold by Thomas Beauchemin - RE/MAX Synergy - Bedford.


176 Bedford Road, New Boston, NH 03070

Single-Family

$365,000
Price
$365,000
Sale Price

3
Bedrooms
6
Rooms
2
Baths




Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.


This Single-Family in Manchester, NH recently sold for $308,900. This Split Entry style home was sold by Thomas Beauchemin - RE/MAX Synergy - Bedford.


295 Huse Road, Manchester, NH 03103

Single-Family

$319,900
Price
$308,900
Sale Price

3
Bedrooms
7
Rooms
2
Baths
Beautiful 2/3 bedroom home with 2 bathrooms, 2 car garage, central AC, first floor laundry, in-ground pool, vaulted 3 season porch with skylights, 2 fireplaces, large deck, and great yard for entertaining!!




This Single-Family in Goffstown, NH recently sold for $282,500. This Cape style home was sold by Thomas Beauchemin - RE/MAX Synergy - Bedford.


47 Laurel Street, Goffstown, NH 03045

Single-Family

$279,900
Price
$282,500
Sale Price

3
Bedrooms
7
Rooms
1/1
Full/Half Baths
Beautiful 3-4 bedroom Cape with 2 bathrooms, attached garage, newer roof and heating system, landscaped yard with garden area and fenced in area, and located just minutes away from the highway, shopping, bowling, and restaurants!!




This Single-Family in Goffstown, NH recently sold for $349,900. This Cape style home was sold by Thomas Beauchemin - RE/MAX Synergy - Bedford.


31 Monarch Avenue, Goffstown, NH 03045

Single-Family

$349,900
Price
$349,900
Sale Price

3
Bedrooms
8
Rooms
2
Baths
Beautiful 3 bedroom Cape with 2 bathrooms, 2 car attached garage, first floor bedroom, first floor laundry, wood fireplace, central vac., recreation room with wet bar, vaulted ceilings, large deck, and great yard for playing or entertaining!!






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